When You're Swimming In Debt, Call Andre Ouimet!

About Us

85 Alive Program

Andre is here to help you solve your financial problems. He brings to the table years of experience in many fields, including real estate and lending. As a result, he is comfortable in any environment and ready to spend as much time with you as you need to go over your situation and create solutions for your problems.

In 2012 Expert Mortgage launched our “85 Alive” program. If your home is located in a major urban area in Ontario, we have lenders who can offer a mortgage up to 85% of the value of your home, even if you have terrible credit and are unemployed. When you need relief until you can get your plans in order, call Andre. You may have more options than you think.

As a licensed mortgage agent, Andre can work with most lenders in Ontario.

First-time Mortgage

If you have never bought a home before, or any real estate for that matter, and are uncomfortable making the leap, call Andre. He will take all the time you need to go over the details of how the mortgage industry works and what will work best for your situation.

Refinance

If you are looking for a new mortgage to replace your current mortgage, call Andre. He can take the time to go over the options. That are available for your situation. He can work with one of Expert Mortgage's many lenders to find the mortgage for you.

Second Mortgage

Many of our lenders offer second and third mortgages. Whether you are buying a home for the first time or want to leave your current mortgage in place, Andre can help decide on the best option and help you find the right mortgage to for your needs.

Debt Consolidation

Income and Property Taxes are only two of many types of debts that can lead to stress. Andre can help you find a mortgage that can reduce many of your monthly bills into a single monthly mortgage payment, helping to reduce your stress and improve your credit.

Past-due Taxes

If the tax shelter on your investment has been revoked, or you just don't have the cash to pay down your Property Tax or Income Tax debt, Andre can find lenders who can offer a first or second mortgage to help you catch up.

Home Equity Loans

If your bills are mounting and you don't have the income or credit to qualify with a bank or credit union, or if you need cash for your future plans and have available equity in your home or property, Andre can work with Expert Mortgage's many private lenders to find you a first, second or third mortgage.

Construction Loans

It is Getting Harder to Find That Larger Home to Accommodate a Growing Family Due to the Cost of Homes in Ontario. Andre Can Offer Advice on the Details of Construction Financing. If You Are Ready to Move Forward, Andre Can Find a Mortgage Lender for Minor or Major Renovations.

Buyer Beware

Mortgage Brokers and agents work on behalf of the Borrower and do their best to protect a Borrower's interests. However, it is strongly recommended that the Borrower contact a Real Estate Lawyer to seek advice and guidance before signing a mortgage contract at closing.